Montreal Housing Prices: Latest Single-Family Median and Trend (June 2026)
1. Montreal's Latest Housing Prices
| Metric | Value |
|---|---|
| Single-family median price | $649,000 |
| Year over year (YoY) | +3.5% |
| Basis | APCIQ single-family median price |
| Source / as of | APCIQ · June 2026 |
Montreal is reported as a single-family median price (APCIQ basis), which is not directly comparable to the MLS® HPI composite benchmark used for other cities on this site. For reference only.
2. In National Context
The national composite MLS® HPI benchmark price is about $657,700, unchanged month over month — the first month without a decline since January 2025; down 3.6% year over year, the smallest annual decline since last October. The national average sale price is up about 0.5% year over year, suggesting the market is stabilizing.
| Montreal | National | |
|---|---|---|
| Price | $649,000 | $657,700 |
| Year over year | +3.5% | −3.6% |
3. What It Takes to Buy at This Price
Using $649,000 as an example, assuming a 20% down payment, 5% interest rate, and 25-year amortization:
| Item | Illustrative amount |
|---|---|
| Down payment (20%) | $129,800 |
| Mortgage amount | $519,200 |
| Monthly payment | $3,035 |
| Suggested household income | from about $109,655 |
"Suggested household income" is roughly backed out from keeping mortgage + property tax + heating under 39% of income (GDS); interest rate, property tax, and insurance are illustrative assumptions, meant to give a sense of scale only. For real numbers, use the calculator below or consult a mortgage broker.
Frequently Asked Questions
What's the difference between the benchmark price and the average sale price?
The benchmark price (MLS® HPI) strips out month-to-month shifts in the mix of homes sold, so it better reflects the price trend for a "typical" home; the average sale price is heavily swayed by whether more luxury homes or condos sold that month, so it swings more.
Can I afford this price?
Use the down payment/monthly payment/required income estimate above for a rough sense of scale, then use the affordability calculator to model your own numbers precisely.
How often is the data updated?
Local real estate boards typically release the prior month's data around mid-month; this page updates accordingly and accumulates a month-by-month trend line.